One of the strange realities of my life that I’ve come to terms with is that Pandora serves me up non-stop debt relief commercials in between songs. My best guess as to why this is happening is that I’ve broken their ad targeting algorithm through a combination of (a) 80s music playlists and (b) credit card signups. But after years of listening to such offers, I’ve become very familiar with the formula for getting debt under control:
this is an all-time comment 😂
love the point about "tech debt can be good and bad"